From Interview in Clip Below – At no point does anybody say this is wrong? Yes there was a handful who were an exception to this. They were yelling and screaming about this, but nobody listened.

I have been having a very healthy debate about how our Court system says it does this and does that to “protect us”. Yes, the legal documents say you have all these ways to achieve justice in our system. Well maybe I should offer this information to people. Sorry can’t do it. That would be like referring someone I don’t believe will do their job.

There is no motivation or checks and balances built into our Justice System, just like Wall Street, and just like our Government. I mean if you have a problem with how our government spends your money, what do you do about it? If you have a problem with a Judge, what do you do about it? If you have a problem with the people monitoring these systems, like the FBI and the IRS and the Supreme Court, where do you go? Will your voice be heard? Who will call them out on these “larger powers”?

Well I have experienced first hand that even if you have the TRUTH, all the DOCUMENTS, the INSIDER KNOWLEDGE, and the BRAINS to figure out what is not working, that the people who are supposed to serve us really serve themselves. They put blinders on to the fact that their actions will ultimately lead to – human suffering and great financial loss at the expense of a few large financial gain.

You can literally scream and yell until you are blue in the face – NOBODY LISTENS. They are too busy making money. Why should they mess that up, even if they know that many will have great loss? We have leaders and people in power who lack social conscious because they are blinded by their paycheck. Some leaders don’t even know they are playing the game. Others know they are playing the game, but they have to continue to play the game to keep the empire they built in tact. Really not sure what their wealth has to do with serving WE THE PEOPLE??

How do WE THE PEOPLE protect ourselves from this betrayal and deceit? How do WE THE PEOPLE get heard? I would like to say take it to the Justice System, they will handle it, but I would be lying. I would be sending people with no hope and no money into the darkness of our NATIONS’ courtrooms so they can have less hope and less money.

By the time anyone does get anything through the Justice System, the damage has been long done. I mean we finally hear about the fall of our Financial Markets in 2010??? They knew about this in 2006??? The dillusion is that the financial crises happened because of the fall of the real estate prices, but the truth is those prices were inflated by these risky mortgages. One links to the other that links to the other and so on.

Jeez People – Wake Up – Don’t you get it? If you don’t VOICE the wrongdoings and be a whistleblower of sorts, NO ONE ELSE WILL!!! You are the only one who can protect you. Why do we allow these people who care only about themselves to make all these STUPID choices for us? When are we going to STOP BELIEVING in the ILLUSION and start believing in what we all know in our HEARTS to be true? Are we scared? Are we weak? Are we wanting to hide from the horror of it?

Well I would say YES we are scared and yes we don’t want to see the horror, but weakness is just an excuse. We have all the tools and all the knowledge to have a voice, it is just making a decision to share that voice with the rest of the world.

One person screaming is not near as effective as 100 people screaming right?

A few videos passed my email box today. Totally unrelated, but totally related.

The first was was really boring and without much value to me. It is a clip from a video that was taken on October 10, 2009. It is a video of Kevin Padrick letting someone fly his Robinson R44 Helicopter. It looks like these helicopters cost anywhere from $340,000 to $415,000, possibly more depending on the model. This model may be more expensive because it is a 4 seater.

I had a hard time understanding why Kevin Padrick, on October 10, 2009, doesn’t seem to care that his hobbies are extremely self indulgent. His 1/2 Million dollar Helicopter is only one of these ridiculously expensive items. He has 3 houses, 1 Heliport, 4 Airplanes, and 1 Helicopter. Just his Flying Toys alone are estimated to cost $2.8 Million, not to mention the carrying costs.

I don’t know what other assets he has. I am sure I will find out on the World Wide Web over time.

October 10, 2009 was just after, he used extortion to get me to withdraw my objection to fees by stating in Doc 554 – Kevin Padrick’s Supplemental Response to his Response (Doc 551) that “The Trustee has further informed Ms. Studebaker through counsel that preparing for the hearing on September 15, 2009 will require substantial time and expense for the Trustee, and that the Trustee intends to seek an order from the Court requiring Ms. Studebaker to reimburse the Trustee for all the attorney fees and costs incurred in connection with the Response and the September 15th hearing. Ms. Studebaker-DeYoung has nevertheless refused to withdraw the fee objection.” At this time, I had know idea that if I didn’t withdraw the objection, that I would have to pay for all his time and expenses. Not that I was going to lose the Objection, just that I was even pursuing it was going to cost me loads of money so I better back off you know because I DON’T have loads of money. I mean by that time, they had exhausted my cash by tormenting my attorneys and I was broke so they broke me. No more objecting to outrageous fees.

Thing is there is no such thing as a response to a response to an objection to fees, but Kevin Padrick can get away with this in Judge Randall Dunn’s courtroom. By the way, if you have a problem with Judge Randall Dunn, you get to take that problem the the Bankruptcy Appellate Panel. Who is on that panel? Well, Judge Randall Dunn himself. So the Judge gets to monitor himself…WOW Really good checks and balance system, don’t you think?

You can’t hear anything because of the Helicopter noise, but it probably isn’t of much value.

At the end of the description, the author writes,”…Big thanks to Kevin Padrick for his generosity and sharing his knowledge and experience.”

OK – Well thanks Kevin for sharing your 1/2 Million helicopter with the helicopter club people. That is really generous. I can’t say enough about how this is helping those 306 people who have LOST EVERYTHING from wrongful use of your knowledge and your experience in Bankruptcy Law. At the same time you were sharing your experience and knowledge at the helicopter club, you were abusing your Bankruptcy Knowledge to take money from Victims of the economic collapse landing in the form of Summit Accommodators Inc. Chapter 11 Bankruptcy. Sure I could get generosity if you weren’t billing for “professional” and “liquidating trustee” and “bonus 15% for being so dam good at flying helicopters???” that will total $6.5 million according to you at a pre-settlement conference hearing. What the hell are you going to do with $6.5 Million of other peoples money? When are enough expensive flying gadgets enough? When are do you have enough houses? When do you have enough money?

Another video clip that came in today was a 60 Minutes interview with Michael Lewis. He had a serious of very interesting things to share on the economic collapse and how the players like Goldman Sachs who created the problem to enrich themselves were also the same company our government bails out. There is a mess in Wall Street, a mess in Washington DC, a mess in our Government Monitoring agencies, and a mess in our so-called justice system. Why do we have such a mess? Because the few with all the controls on all the money abuse these systems and make them a mess. They aren’t serving anyone but themselves.

So Smart, But So Greedy, So Blind, So Lost, So Sad…

Watch CBS News Videos Online

I see your company is promoting Green, Obsidian Renewables – a Solar Farm Project in Christmas Valley Oregon. Don’t you think for one moment I am not doing the math. I am having a hard time coming up with why a 5 Megawatt system would cost $30 Million dollars? Any solar people out there? How much does each Megawatt cost? Another solar company told me about $1 Million per Megawatt which totals $5 Million. So why does your project cost $25 Million more???? Where is this money going? What kind of energy savings would warrant this kind of cost? Just seems to me this is another sales job that doesn’t add up.

Although intelligent, you are like the other smart money manipulators on Wall Street who can’t connect what they are paid to what they contribute. You have been able to delude yourself into thinking you deserve to get paid millions because you were at the right place, Bend Oregon, at the right time, Economic Collapse, with the right knowledge, Bankruptcy Law, to take full advantage of the liquid rich and property rich Summit 1031 Bankruptcy Estate. Problem is you didn’t tell the people who hired you, Summit Principals, that this was what you were going to do or they would have hired someone else to do the job because their GOAL was to payback those who were owed the money – The EXCHANGERS (creditors).

I know you like to say you are doing this very expensive work for the benefit of the creditors…More ILLUSION.

People assume that you are acting on behalf of these creditors because you coordinated the wrongdoings of your other bankruptcy buddy’s and they appointed you as Liquidating Trustee even though this was a big conflict with the Summit Principals and your old boss, Terry Vance (Original Chief Restructuring Office of this bankruptcy). I have been told by my attorneys that this Name, this Label means that you get to walk around with a white cloak on. Supposedly, as a liquidating trustee, you are to act with in the HIGHEST FIDUCIARY DUTY. What a crock! You only act for the $$$ in your pocketbook.

Do you disagree? If so, why not decrease your rates? Take the 15% of the table. I mean really what value did you create in this whole mess? I am stumped, how about you?

I am having a hard time wrapping my brain around why I am getting charged with a crime. This presentation was Semi-Public, Unconcealed, & Approved by the Court (Judge Randall Dunn) on 2/11/09.

Kevin Padrick and I set the time of the presentation to be 10:00AM on 2/12/09.

I arrived at the Summit Bend offices around 9:45AM. I asked Terry Vance, the Chief Restructuring Officer of Summit Accommodators Inc Chapter 11 DIP (Debtor in Possession) Bankruptcy Case No. 08-37031-rld11.

THE MOTION TO APPOINT A TRUSTEE WAS BROUGHT UP AND GRANTED AT THE 2/11/09 HEARING, BUT AT THE END OF THE HEARING, TERRY VANCE WAS STILL IN CHARGE AS CHIEF RESTRUCTURING OFFICER. THE COURT AND US TRUSTEE’S OFFICE DIDN’T MOTION FOR THE APPOINTMENT OF KEVIN PADRICK UNTIL 2/13/09.

Upon arriving to this once thriving office space, I asked Terry Vance if we should be recording this presentation. He said, “What kind of recording device do you have?” I said, “a Webcam.” He Said, “Bring it in.”. I showed him the laptop with a webcam and he said I could set it up. I turned on the Webcam at 9:53 AM, Kevin was supposed to be there at 10AM. Ewan Rose and Ryan Norwood (Obsidian Finance Employees were already at the office rummaging through the files.

So, Again, I ask myself “Why am I being charged of a crime?”. Why is the Court Authorized CRO, Terry Vance, who authorized the recording not being called into Question? Why aren’t the Summit Principals who knew about the recording and my Step-Mom, Jan, the only other public interest who attended this presentation besides myself, being questioned and harassed by the local DA because Kevin Padrick said so.

BECAUSE I AM A THREAT TO KEVIN PADRICK. BECAUSE WHEN I KEEP TELLING THE TRUTH ABOUT THESE WRONGDOINGS, HE HAS TO PROTECT THE $6.5 MILLION HE STANDS TO MAKE FOR HIS ROLE AS, FINANCIAL CONSULTANT TO THE CRO – OOPS I MEAN – INSTANT LIQUIDATING TRUSTEE.

Not so sure what I did that was illegal. I recorded this presentation with Good Faith that it was a legal recording. I also posted it after having my attorney research it…meaning I posted it with Good Faith as well.

It isn’t really about the legality of the video? They don’t even investigate the matter. The Deschutes County DA’s office just listens to Kevin Padrick and when he says jump, they say how high. Oh Kevin the all powerfull attorney, are you used to everyone bending over for you? Sorry, but I don’t bend over for people that have no care for other human beings no matter how Powerful you perceive yourself to be. Yes, I used your favorite word – Perceive. Count how many times Kevin Padrick says the word Perception or Perceive at the Presentation…

Click Here to View the “Professionals” and their “Amazing Presentation”

BELOW ARE SOME HIGHLIGHTS FROM THE RECORDING OF THE “WAITING FOR KEVIN TO LAND HIS PLANE SO WE COULD FIND OUT WHAT THIS AMAZING PRESENTATION WAS ABOUT AND HOW OBSIDIAN FINANCE WAS GOING TO BRING VALUE TO THE SUMMIT BANKRUPTCY ESTATE” PART OF THE BANKRUPTCY PROCEEDINGS.

Click here for Complete Transcription

Stephanie: This has a camera on it. You need to leave this and tell them not to mind this. I already asked Terry and he said fine, bring it in.

Jan: OK

skip…
Stephanie: So, do you think you could attend?

Terry: I can do anything I want [MEANING HE WAS IN CHARGE AT THE TIME]

Stephanie: I want to know if you want to attend.

Terry: Well, it’s going to be interesting.

Stephanie: I think it would be beneficial if you attended.

Mark: I think it keeps it real honest.

Terry: That’s an impossibility!
skip…
Terry: Do you got it on now?

Stephanie: Yah.

Terry: So you’re just recording it right?

Stephanie: Yes.

skip…
Terry: He doesn’t drive, I don’t think.

Stephanie: He doesn’t?

Tim: He flies.

Terry: He flies.

Stephanie: Oh, maybe he was flying back this morning.

skip…
Stephanie: And Susan did agree with…I said that Terry has a working knowledge. He’s been working there (Summit) day in and day out trying to find out what’s going on here.

Terry: You know it would have been a long time ago if they would have just gotten out of the way.

Watch the Recording for yourself…

Part 1 – Waiting for Kevin Padrick to arrive by plane…

Part 2 – Waiting for Kevin Padrick to arrive by plane…Cont.

Kevin Arrives – Hooray!

Part 1 – Kevin Says IF have questions DEPOSE him??
Part 2 – Plot or Practical Approach?
Part 3 – Perception or Deception?
Part 4 – We Want The Exchangers to Get Paid Back!
Part 5 – We’re here to cooperate!
Part 6 – MORE – We Want the Exchangers to Get Paid Back!

Did my attorney email me about breaking these laws? No, not really, he told me “Stephanie, the prosecutor asked me to relay to you not to call Padrick’s wife. Definitely do not call anyone from his firm, nor their spouses.” Like how Padrick said not to CALL his wife. I didn’t call his wife, but he can just say that?

You see what happened was that someone emailed me what they thought was Kevin Padrick’s facebook page, but it wasn’t, it was Kevin’s wife, Karen Padrick’s Facebook page. I thought back to when I was playing phone tag with Kevin to schedule this Presentation Meeting. There was ONE MOMENT where I felt Kevin might be a have a heart. It was when he greeted his wife. This was one reason I thought he might be a decent person. When Kevin Showed His True COLORS on the BOULDER HOUSE REJECTED AND LOST 3 submissions of offer by the same buyer that would have produced $80K CASH IN THE Bank for the exchangers. But wait, the bankruptcy plan had not been confirmed so Kevin wasn’t going to get the bonus 15%.  The buyer got sick of dealing with Obsidian Finance and left to seek another house to buy since there were plenty to choose from.  This house has since gone back to the bank and was sold to someone else and Kevin Padrick/Obsidian Finance lost the Summit 1031 Exchanger’s $80K. 

http://www.looktoyourheart.us/
http://www.summit1031bkjustice.com/
http://www.summit1031bankruptcy.com/

So I ask myself, by doing these blogs to VOICE the truth, I have received hate mail like you wouldn’t believe. I have an 8 Page letter and 30 or so emails and comments by the same person. Our Bend Police say can’t do a thing because the harasser didn’t say they want to kill me. I FEEL SAFE…

So why would my simple prayer message on Karen Padrick’s OPEN facebook be illegal? All I was doing was reaching out. Wait – Kevin Padrick didn’t say facebook message, he said “CALL“. Why doesn’t he have to provide proof of this call?

BIGGER QUESTION IS WHY IS PHIL DUONG ASSISTANT DA KEVIN PADRICK’S WHOOPING BOY. I MEAN WHO THE HELL DOES HE WORK FOR? DESCHUTES COUNTY OR KEVIN PADRICK?

Why is a little shout out to pray illegal?

The US Department of Justice, our Attorney General, the US Trustee, and the FBI scour my blogs, see all the evidence, and yet are doing nothing with regard to Kevin Padrick’s actions to pad his pocketbook at the expense of 200 victims  and 106 Innocent investors.  He likes to take their money, their retirement, their time, their name, and anything else he can get for a Steal.

Why can Kevin Padrick get away with being the end all be all word of Ponzi Scheme, Embezzlement, and Aiding and Abbetting without any REAL documentation and support for his false and misleading statements? Why with all the documentations, recordings, audios and loads of PUBLIC court documents do I get told to not send a prayer to Kevin Padrick’s wife in hopes she can help soften his heart so he doesn’t continue to harm others in the name of his riches.

Little did I know back in February 2009, that these coordinated actions of Judge Randall Dunn, Steve Hedberg, Jeanette Thomas, Annie Buell, Tom Stilley, Kevin Padrick, Susan Ford, Sussman Shank, Perkins Coie, Ms. Vivienne Popperl, Pamela Griffith, and Robert Miller (US Trustee 18th Region) was happening right in front of my eyes.

How could I have known? I had never stepped into a US Bankruptcy Hearing in my life nor did I ever expect to. What were they talking about? Hell if I know. Mostly all gibberish to me and probably 99% of you, who don’t live in these courtrooms, will have a difficult time understanding it until you dig in a bit deeper.

After a year of being harangued by some powerful attorneys like David Aman of Tonkon Torp and Kevin Padrick of Obsidian Finance, I have gained a whole bunch of insight into the workings of the US Bankruptcy Laws and how they Simply aren’t used for what their intended purpose. In fact, the parties who know this law, but have ultimate power, use it to flood their bank accounts and keep their team fed.

In the meantime, the victims and innocent parties get caught in the middle. Oh, you might be SAFE if you cower down to these manacing powers. If you don’t, however, they will stop at no end to take you down! Violate Rights…who cares. F* with their Life…who cares. Bankrupt them…who cares. Ruin their credit…who cares.

Andrew Moore of the Bend Bulletin told me that no one will comment on record except for Kevin. I responded with, “Well what does that tell you? Everyone is scared. They don’t want to be Kevin Padrick’s Target. Kevin is talking because he has to protect his story. He has to create fall guys, he has to protect his $6.5 Million dollar score, and he has to keep the focus on the Summit Principals so he can get away with the money.

The US Trustee is the one responsible for monitoring the bankruptcy courts to make sure no coordinated wrongdoings go on. He has been asleep at the wheel on this bankruptcy case and it looks like the US Dept of Justice in Fort Washington, Maryland have taken an interest. If you look below, they are google searching “Stephanie Studebaker” + “Robert Miller”. My name with Robert Miller’s name…weird huh, I mean who the hell am I and what do I have in common with Robert Miller?

Us Dept Of Justice (149.101.1.118)
Fort Washington, Maryland, United States
9th March 2010
07:58:49
http://www.google.com/search?hl=en&source=hp&q=%22stephanie

http://www.obsidianfinancesucks.com/2009/07/letter-from-stephanie-studebaker.html
9th March 2010
08:01:01
http://www.google.com/search?hl=en&source=hp&q=%22stephanie

http://www.obsidianfinancesucks.com/2009/07/robert-miller-more-coming-soon.html

9th March 2010
08:02:53
http://www.google.com/search?hl=en&source=hp&q=%22stephanie

http://www.obsidianfinancesucks.com/2009/07/robert-miller-more-coming-soon.html
9th March 2010
08:07:35
http://www.google.com/search?hl=en&source=hp&q=%22stephanie

http://www.obsidianfinancesucks.com/2009/07/robert-miller-more-coming-soon.html